RISK ASSETS MANAGEMENT AND PROFITABILITY OF BANKS IN NIGERIA: A CAMELS MODEL APPROACH
1 Department of Accounting Faculty of Arts and Social Sciences Nigerian Defence Academy, Kaduna - Nigeria
2 Department of Local Government and Development Studies Ahmadu Bello University, Zaria Kaduna State - Nigeria
3 Department of Accounting Kaduna State University, Kaduna-Nigeria
* Corresponding author: Okpasmg82@Gmail.Com
2 Department of Local Government and Development Studies Ahmadu Bello University, Zaria Kaduna State - Nigeria
3 Department of Accounting Kaduna State University, Kaduna-Nigeria
* Corresponding author: Okpasmg82@Gmail.Com
Abstract
Risk asset management is very central in measuring profitability in the banking system due to the roles the banking system plays in any economy which calls for adequate and efficient management of their credit system. The main objective of this study centered on risk asset management and profitability of Banks in Nigeria. The study utilized secondary data from the annual report of the selected bank. Descriptive statistic of mean, standard deviation, t – value and p - value was used to analyze the collected data through Statistical Package for Social Sciences. Findings revealed that all the explanatory variables have significant impact on the risk assets in the banking industry since adequate and efficient risk asset management strategies play significant role in evaluating banks profitability. The study recommends that aggressive credit policy should be put in place to ensure that all loans are recovered within the time frame and the current risk management policy should be maintained or better still improved upon.
Keywords
Asset
Banks
Camels
Profitability
Risk
Uncertainty
1.1
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How to Cite
Joshua, O., Ojo, J. I., & Aminun-Kano, M. (2015). RISK ASSETS MANAGEMENT AND PROFITABILITY OF BANKS IN NIGERIA: A CAMELS MODEL APPROACH. Nigerian Journal of Accounting Research, 11(1), 158-171.
O. Joshua, J. I. Ojo, and M. Aminun-Kano, "RISK ASSETS MANAGEMENT AND PROFITABILITY OF BANKS IN NIGERIA: A CAMELS MODEL APPROACH," Nigerian Journal of Accounting Research, vol. 11, no. 1, pp. 158-171, June 2015.
