ANALYSIS OF VALUE CREATION OF ELECTRONIC BANKING IN NIGERIA
1 Department of Accounting, Faculty of Administration Ahmadu Bello University Zaria, Nigeria
* Corresponding author: auwaluharuna@gmail.com
* Corresponding author: auwaluharuna@gmail.com
Abstract
act
This paper examines trends of banking habit in Nigeria across banking
regimes of regulation and deregulation. The current position assessment
is hinged on historical perspective of banking development in Nigeria,
from independence to date. Relevant secondary data covering 1960 to
2010 were collected from Central Bank of Nigeria annual reports; the
descriptive trend analysis suggests static behavior across the monetary
policy regimes. For the success of the cashless Nigeria program,
caution should be exercise in rushing the program until measures are in
place to encourage and push fast the banking culture change.
This paper examines trends of banking habit in Nigeria across banking
regimes of regulation and deregulation. The current position assessment
is hinged on historical perspective of banking development in Nigeria,
from independence to date. Relevant secondary data covering 1960 to
2010 were collected from Central Bank of Nigeria annual reports; the
descriptive trend analysis suggests static behavior across the monetary
policy regimes. For the success of the cashless Nigeria program,
caution should be exercise in rushing the program until measures are in
place to encourage and push fast the banking culture change.
Keywords
Electronic Banking (e-Banking)
Value Creation
Interest Rate Spread (IRS)
How to Cite
Haruna, M. A. (2014). ANALYSIS OF VALUE CREATION OF ELECTRONIC BANKING IN NIGERIA. Nigerian Journal of Accounting Research, 10(1), 51-69.
M. A. Haruna, "ANALYSIS OF VALUE CREATION OF ELECTRONIC BANKING IN NIGERIA," Nigerian Journal of Accounting Research, vol. 10, no. 1, pp. 51-69, June 2014.
